TOPIC: Love the Bear DESCRIPTION: Stop worrying and learn to love the bear in this powerful presentation which shows investors the importance of staying diversified regardless of market conditions and that a bear market is nothing new.

(Arrival time 4:15pm) DESCRIPTION: Most people don’t know what an Annuity is. Those that believe they do, usually do not. The media’s perpetual dissemination of inaccurate information is the greatest reason annuities are misunderstood. Find out the FACTS.